Club Public Liability Insurance
PLI Forms for 2012/13:
Premiums
&
Reply Sheet
As a member of the PAGB, the Federation is able to assist in the provision
of Public Liability Insurance. A Policy is available providing public
liability cover to member clubs, and each club member, against liability in
law for damages and claimant's costs and expenses in respect of:
a) Accidental injury to any person.
b) Accidental damage to property.
The policy is endorsed to note the following two extensions:
a) Member-to-member liability
b) Members engaged in group or individual club activity.
The policy is endorsed to note the following exclusion:
This policy will give cover from: 1st February of one year to 31st January of the next.
The Brokers are:
DARWIN CLAYTON (UK) LTD
20 Mount Ephraim Road
TUNBRIDGE WELLS
Kent
TN1 1ED
Tel: 01892 511144
The brokers state that all clubs/Societies who take cover under this PAGB Public Liability
Insurance Policy (Policy No RKK 500595) should note that in the event of it being
necessary for a club to sign any undertaking in respect of various locations, a copy of
that undertaking should be forwarded for approval by the insurers prior to signing. This
is necessary to ensure full protection.
In the event of writing to the brokers, please send a copy of the correspondence to the
. The Southern Photographic Federation Treasurer's contact details appears
in the listing of Council Officers.
Statement by the PAGB (re Club Record Keeping):
You will be aware that part of the PAGB Liability Scheme is that member clubs should
provide their Federation Treasurer with a copy of the Syllabus. Darwin Clayton (UK) Ltd
have been in discussion with the Royal and Sun Alliance and it has been agreed that the
requirement will now be for clubs to hold this information themselves for a minimum period
of 3 years, however our brokers suggest that 5 years would be more prudent. This may be in
the form of a syllabus, if possible, or as an extra addendum/note or even recorded in the
minutes of your committee meetings. The point being that you have a record of the activity
and it was approved by your society.
Statement by SF (re additional Event notification and Club Record Keeping):
The Southern Photographic Federation advice (i.e not a legal requirement), is that where
an event is additional to the published programme, then it is recommended that the Club
should advise Darwin Clayton of the Event.
To clarify the situation, it is no longer a requirement for Clubs to send their Events
Programme to the
AND there continues to be no need to send a Club's Events
programme to Darwin Clayton either. The onus is now with Clubs to maintain historic records
(3-5 yrs) of their planned events and additional events by publication within their
Programme and e.g. appropriate Committee minutes.
The SF does not claim to provide expertise or specific advice regarding Public Liability
Insurance therefore any questions concerning this PAGB Insurance should be sent directly
to Darwin Clayton. if appropriate, and for the purpose of sharing with our Member Clubs,
such questions and any answers (received from Darwin Clayton), should be copied to the SF
Treasurer (for their contact details see listing of Council Officers).
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